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448 W 4th St

Loveland, CO 80537
  • $645,000
  • STATUS: Active
  • ON SITE: 118 Days
  • MLS #: 1061691
UPDATED: 28 min ago
$645,000
  • 3
    BEDS
  • 0.15
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 2,504
    SQFT
  • $258
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1906
County:

School Information

Elementary School:
Middle School:
High School:
School District:

Description

This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!

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© 2026 Information and Real Estate Services, LLC. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Downtown Real Estate Brokers, LLC.. Data last updated: 2026-10-09T08:43:42.737.

Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
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448 W 4th St Loveland, CO 80537

  • Price: $645,000
  • Status: Active
  • On Site: 118 Days
  • Updated: 28 min ago
  • MLS #: 1061691
3
Beds
2
Baths
0
½ Baths
0.15
Acres
2,504
SQFT
$258
$/SQFT
1906
Built
Neighborhood:
Ten Brook
County:
Larimer
Area:
Loveland/Berthoud
Elementary School:
Garfield
Middle School:
Bill Reed
High School:
Thompson Valley
School District:
Thompson R2-J
Property Description
This well-maintained, move-in ready home blends classic character with thoughtful upgrades, all in a prime location just steps from downtown! Featuring numerous improvements throughout, including durable James Hardie fiber cement siding, this two-story gem ensures long-term value and peace of mind. Inside, the main level features well-defined living areas that connect seamlessly, creating a comfortable and functional everyday layout. The kitchen includes modern appliances, ample prep space, and generous storage that make cooking and hosting simple. Two bedrooms on the main floor provide convenient options for guests, a home office, or hobbies. The entire upstairs has been freshly updated with new paint, flooring, and trim, along with a fully renovated bathroom showcasing new tile, shower door, and modern fixtures. A newer stacked washer and dryer and an in-wall evaporative cooler also enhance daily comfort. This level offers a spacious bedroom area with a large walk-in closet and a loft, making it ideal as a private primary suite. Outside, the fenced backyard includes a concrete patio, alley access, and large gates, making it easy to bring in vehicles, store equipment, or create additional outdoor functionality. The 20'x40' drive-through garage provides both alley and driveway access, plus a finished bonus room above complete with electricity and a mini-split, perfect for a creative studio, workshop, or hangout retreat. Enjoy quick access to parks, local shops, dining, and all the historic charm of downtown Loveland just minutes from your front door. No HOA!
Exterior Features

Architectural Style VictorianContemporary Construction Materials FrameStonePainted/StainedConcrete Exterior Features Heated GarageDrive Through Garage Garage Sq Ft 800 Garage Type Detached Parking Features Garage Door OpenerDetached Patio And Porch Features Patio Roof Composition View City Waterfront YN No

Interior Features

Above Grade Finished Area 2504 Accessibility Features Main Floor BathMain Level Bedroom All Bedrooms Conform Yes Appliances Electric RangeDishwasherRefrigeratorWasherDryerMicrowaveDisposal Basement Crawl Space Bathrooms Total Integer 2 Baths Full Additional 0 Baths Full Basement 0 Baths Full Lower 0 Baths Full Main 0 Baths Full Upper 1 Baths Half Additional 0 Baths Half Basement 0 Baths Half Lower 0 Baths Half Main 0 Baths Half Upper 0 Baths Rough In 0 Baths Three Quarters Additional 0 Baths Three Quarters Basement 0 Baths Three Quarters Lower 0 Baths Three Quarters Main 1 Baths Three Quarters Upper 0 Cooling Wall/Window Unit(s)Evaporative Cooling Has Family Room Yes Has Study No Heating BaseboardRadiantWall Furnace Interior Features Separate Dining RoomNatural WoodworkWalk-In Closet(s)Washer/Dryer HookupHigh CeilingsCrown Molding Levels Two Living Area Source Assessor Main Floor Sq Ft 1252 Upper Sq Ft 1252

Property Features

Are Ditches Active No Association YN No Electric City of LVLD Exclusions Personal Property Fencing WireVinyl Flood Plain Minimal Flood or C Rating Gas Xcel Energy Has Improvements No Has Irrigation Ditches No Has Metro Tax District No Has Water Rights No Irrigation Water Rights YN No Is Water Meter Installed Yes Listing Terms CashConventionalFHAVA Lot Features LevelCity Limits New Construction Status Not NewPreviously Owned New Construction YN No Other Equipment Satellite Dish Possible Use Single Family Property Sub Type Single Family Residence Road Frontage Type City StreetAlley Road Surface Type GravelConcrete Sewer Public Sewer Special Listing Conditions Private Owner Tax Annual Amount 3085 Tax Year 2025 Utilities Natural Gas AvailableElectricity Available Water Source City Zoning R3e

Listing information © 2026 Information and Real Estate Services
Listing provided courtesy of Heide Kay Fralic of Kittle Real Estate: 9702189200.



IRES logo

© 2026 Information and Real Estate Services, LLC. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Downtown Real Estate Brokers, LLC.. Data last updated: 2026-10-09T08:43:42.737.

Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
 
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